Small businesses across Jefferson County finished 2025 on a strong financial footing, securing more than $9.2 million in federal backing through the U.S. Small Business Administration (SBA). According to recently released data for the fourth quarter of 2025, 25 local companies received loans aimed at fueling expansion, supporting operations, and preserving dozens of local jobs.
The influx of capital is expected to support at least 74 jobs across the county, reinforcing the vital role of small enterprises in the regional economy.
Arvada emerged as the primary hub for SBA activity this quarter, capturing over $4.23 million—nearly 46% of the county’s total funding. The city was home to the quarter’s two largest recipients:
- Element Systems LLC, a roofing contractor, secured the highest single funding amount with $2.66 million across two loans provided by Wintrust Bank National Association.
- Levitt Investments LLC, specializing in interior design services, followed with $1.24 million from KeyBank National Association.
While Arvada dominated the top spots, the funding was distributed across the county’s diverse landscape. Lakewood businesses followed with over $2 million in loans, including a $600,000 investment in Rocky Mountain Minerals LLC, a professional services firm.
Other significant funding totals by city included:
- Denver (Jefferson County portions): $928,000
- Littleton: $529,300
- Golden: $500,000
- Edgewater: $400,000
- Evergreen: $328,000
- Wheat Ridge: $320,000
The diversity of sectors represented in the Q4 data highlights a robust local economy. Major investments were seen in roofing and siding contractors, interior design, retail bakeries, and professional services. Specialized businesses, such as Deeply Rooted Music School LLC in Arvada and Statice Floral in Littleton, also secured funding to support their niche market operations.
A mix of national and regional lenders facilitated the quarter’s growth. Wintrust Bank National Association led all lenders by volume, while KeyBank National Association followed closely, providing approximately $1.85 million to Jefferson County entrepreneurs. Other active lenders included Bank of Hope, Hanmi Bank, and the Colorado Enterprise Fund, the latter of which provided crucial support to smaller-scale operations and startups within the community.
Top 5 SBA Loan Recipients (Q4 2025)
| Company Name | City | Amount | Industry |
|---|---|---|---|
| Element Systems LLC | Arvada | $2,660,000 | Roofing Contractors |
| Levitt Investments LLC | Arvada | $1,249,100 | Interior Design Services |
| Rocky Mountain Minerals LLC | Lakewood | $600,000 | Professional Services |
| Agamjot Inc. | Denver | $578,000 | Retail |
| Young Won Inc. | Edgewater | $400,000 | Retail |
This late-year surge in SBA lending underscores a continued confidence in the Jefferson County business climate. From construction firms in Wheat Ridge to boutique services in Evergreen, the Q4 data reflects a broad-based commitment to local growth as the county moves into 2026.
Data provided by the U.S. Small Business Administration.